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What To Do When Someone Dies

Drew • November 21, 2019

 If Someone Dies Under Hospice Care – When someone passes away, contact the Hospice group that is taking care of your loved one. Then call the mortuary when you are ready for us to come.

 

If Someone Dies at a Care Facility (hospital, nursing home, assisted living, etc.) – The staff at the care facility will ask you which mortuary that you prefer and they will handle the arrangements of contacting the funeral home.

 

If Someone Dies Unattended at Home, Work, Vehicle, etc. – If someone passes away unattended (meaning no one was around when they passed away), or the death was an accident, or the death was a suicide, then call the police immediately and they will handle the arrangements of contacting the mortuary when they are ready for us to come.

 

Was There a Pre-Arranged Plan in Place – If you do not know whether the deceased had made and paid in advance for funeral and burial arrangements, call local and nearby funeral homes and ask if they have any record of such arrangements. Be sure to examine all papers of the deceased and look for funeral and burial contracts. Neglecting to check out the possibility of such arrangements, could result in unnecessary expenditure for survivors.

 

Was The Deceased a Veteran – The spouse of a veteran, or a dependent child of a veteran, check immediately after the death with the nearest Veterans Affairs office, to determine (if you don’t know already) whether the deceased is eligible for burial in a national cemetery. Check also on what payments are available for funeral and burial expenses. In addition, ask if a grave marker or headstone is provided. Generally, a survivor is eligible to receive an American flag to use in the funeral and to keep afterwards. If you are the surviving spouse, or a dependent child of the veteran, ask about survivor benefits.

 

Social Security – If the deceased was a participant in the Social Security Systems, contact your nearest Social Security office as soon as possible after the death and apply for any benefits that might be payable to eligible survivors. Also, apply for the lump-sum death benefit.

 

Life Insurance – Contact all life insurance companies with which the deceased had policies and file claims for payment.

 

Death Benefits – Collect from insurers any funeral/burial/death benefits payable to survivors.

 

Work Benefits – Check with the deceased’s present and all previous employers to determine what benefits, if any, might be payable to survivors. Such benefits might include life insurance, accidental death insurance, pension benefits and payments under Workers Compensation Insurance. Also, be sure to collect pay for any vacation and applicable sick leave accumulated but not taken by the deceased.

 

Labor Union – Contact the deceased’s employee’s labor union and collect any death or survivor benefits due. For example, ask whether the labor union provides any financial assistance with funeral or burial expenses for the deceased, or with living and educational expenses of the survivors.

 

Accidental Death Insurance – If the death was an accident, check with the company with which the deceased carried medical/health insurance. Free accidental death and dismemberment insurance, is sometimes provided to those participating in group medical/health insurance. Free accidental death and dismemberment insurance might also be sponsored and administered in an organization, other than the medical/health insurance company, such as sponsored and administered by the National Association of Government Employees. If the death was an accident, normally payment will be made to the designated beneficiary.

 

Pension & Retirement – File for any pension/retirement benefits due to the survivors of the deceased.

 

Life Insurance with Credit Unions – Check with community credit unions, credit unions at all places where the deceased has been employed and possibly other credit unions, to see whether he or she had deposits or life insurance there. If so, discuss payment of money in the accounts and apply for insurance benefits.

 

Automobile or Homeowner’s Insurance – Check with insurance companies which the deceased had automobile insurance and homeowner’s insurance to determine whether any death benefits such as payment of funeral and burial expenses are payable under policies.

 

Automobile Club – Check with the deceased’s automobile club to see if any life insurance, or other benefits are due to the survivors.

 

Credit Card Companies – Check with all credit card companies with which the deceased held credit cards and apply for any death benefits that are due. For example, some credit card companies automatically carry accident life insurance on card holder. The insurance may be collected by survivors, for example, if the cardholder had charged his or her airline ticket on the credit card and was subsequently killed in a crash of the aircraft, or died within a specified time following the accident.

 

Medical Claims – Submit any medical claims for the deceased to health insurance companies, and/or Medicare for payment or reimbursement.

 

Debts – Check on all debts of the deceased. Some debts may carry credit life insurance that will pay the outstanding balance of the debts.

 

Insurance Companies – Notify the deceased’s insurance companies of the death; cancel policies, if appropriate (or remove the name of the deceased from the policy, if appropriate) and request refunds of premiums. Such insurance may include automobile, personal property, medical, disability, homeowners and others. Discuss the above with the deceased’s insurance agent(s) before taking any action.

 

Cancelling Goods and Services – Cancel orders for unwanted goods and services ordered by the deceased and collect any applicable refunds.

 

Season Tickets – Turn in season tickets that were held by the deceased (for sports events, symphonies, ballets, etc.) and request refunds.

 

Cancel Magazine Subscriptions – Cancel unwanted magazine and newspaper subscriptions, or book club memberships held by the deceased and request refunds.

 

Cancel Memberships in Clubs – Cancel memberships in clubs and organizations to which the deceased belonged and request refunds.

 

College Students – If the deceased was a college student, cancel enrollment and request refunds of payments for such things as tuition, room and board, laboratory fees and activity fees.

 

Rental Properties – If the deceased was renting a living accommodation for himself or herself only, contact the landlord and cancel the lease. Ask for any applicable refunds, such as the security deposit and rend paid in advance.

 

Income Taxes – Check copies of the income tax returns filed recently to determine if any refunds are due. If the refunds are not received, you will know to follow up. (check with your lawyer, tax accountants, IRS and state Tax Office for instructions on filing final tax returns for the deceased)

 

Death by Fault of Another – If the death of the deceased was the fault of someone else, check on the possibility of benefits payable under liability insurance carried by the person at fault. Also, consider whether a lawsuit should be brought against the responsible party. Consult your lawyer.

 

Debt Owed to the Deceased – Collect the total amount, or accept periodical payments for the debts owed to the deceased.

 

Caution of Those Wanting to Help – Be cautious of strangers offering to help during your bereavement, particularly those wanting to help you handle or invest your money. Put off making major financial decisions (if at all possible) until the moment your mental state will allow you to think clearly and logically.

 

Loss of Benefits if Remarried – If the deceased was your spouse, check with all appropriate sources of survivors benefits to determine whether you will lose your benefits if you remarry. After receiving the necessary information, you can, in time, make an informed decisoin on remarriage.

By Allen Mortuaries Admin March 5, 2025
Losing a loved one is an emotionally overwhelming experience, and handling their affairs can feel like an insurmountable task. This comprehensive guide will walk you through the necessary steps, providing clarity and support during a difficult time. Immediate Steps to Take After a Loved One Passes 1. Obtain a Legal Pronouncement of Death A legal pronouncement of death is required for obtaining a death certificate. If your loved one passed away in a hospital or nursing home, the staff will handle this. If they passed at home, call 911 so emergency responders can confirm the death. 2. Notify Family and Close Friends Begin by informing immediate family members, followed by close friends and relatives. Consider assigning someone to help you with these notifications to ease the burden. 3. Secure Any Dependents or Pets If the deceased had dependents or pets, ensure they are cared for immediately. Arrange temporary or permanent guardianship as needed. 4. Protect the Home and Belongings Lock the home and secure any valuables to prevent theft or unauthorized access. If necessary, inform a trusted neighbor or family member to check on the property. Gather Important Documents 5. Obtain the Death Certificate You will need multiple copies (usually 10-15) of the death certificate for legal and financial processes. The funeral home can typically assist with obtaining these. 6. Locate the Will and Estate Plan Find the deceased’s will, trust documents, or any estate planning paperwork. These documents will outline how their assets should be handled and who is responsible for managing them. 7. Identify Financial Documents Collect important financial documents such as: Bank account statements Investment accounts Retirement plans (401k, IRA, pensions) Life insurance policies Property deeds and mortgage information Tax returns Handle Funeral and Burial Arrangements 8. Check for Pre-Planned Funeral Arrangements Some individuals pre-plan their funeral and may have paid for services in advance. Look for documentation regarding their wishes or prepaid funeral plans. 9. Plan the Funeral or Memorial Service If no arrangements were pre-made, work with a funeral home to plan the service. Key considerations include: Burial or cremation preferences Location and date of service Notifying friends and family Arranging clergy or speakers Choosing flowers, music, and memorial materials 10. Publish an Obituary Consider writing and publishing an obituary in a local newspaper or online memorial website to inform the community. Manage Legal and Financial Affairs 11. Notify Social Security and Other Benefits Providers If the deceased was receiving Social Security benefits, contact the Social Security Administration to report their passing. If they had a pension or veteran’s benefits, notify the respective agencies as well. 12. Contact Banks and Financial Institutions Close or transfer bank accounts and notify credit card companies. Provide the death certificate and proof of executorship if required. 13. File for Life Insurance Claims If the deceased had life insurance, contact the provider to file a claim. You will likely need a death certificate and proof of beneficiary status. 14. Settle Debts and Cancel Unnecessary Accounts Pay off outstanding debts if the estate has enough funds. Cancel subscriptions, memberships, and utility services. Notify credit bureaus to prevent identity theft. 15. Transfer Property and Assets Work with an estate attorney to transfer property titles, distribute assets per the will, and ensure legal compliance with estate laws. Handle Emotional and Long-Term Considerations 16. Seek Grief Support Losing a loved one is challenging, and grief can be overwhelming. Consider support groups, counseling, or speaking with close friends and family members. 17. Organize Personal Belongings Take your time going through the deceased's personal belongings. You may choose to: Keep sentimental items Donate or sell possessions Create a memory box or tribute 18. Finalize Estate and Legal Matters Once debts are settled and assets distributed, finalize any remaining estate matters. This includes filing the final tax return and officially closing the estate. Final Thoughts Handling a loved one’s affairs after their passing is a complex and emotional process. By following this step-by-step guide, you can ensure that legal, financial, and personal matters are properly addressed. Don’t hesitate to seek professional help from an attorney, financial advisor, or grief counselor to support you during this time.  For more guidance on funeral planning and estate management, contact your local funeral home or legal professional. If you found this guide helpful, feel free to share it with others who may need assistance.
By Allen Mortuaries Admin February 13, 2025
Memorial sites serve as more than just final resting places; they provide families with a tangible connection to their loved ones and play a crucial role in preserving family history. Whether it is a cemetery grave, a dedicated memorial plaque, or another type of remembrance site, having a physical location for family members to visit holds deep emotional, cultural, and historical significance. 1. A Place for Reflection and Healing One of the most profound benefits of a memorial site is its role in the grieving process. For many, visiting a loved one’s resting place provides comfort, allowing for private moments of reflection, remembrance, and healing. The ability to sit by a gravesite, leave flowers, or simply stand in quiet contemplation offers a tangible way to honor and maintain a connection with the deceased. 2. Strengthening Family Bonds and Traditions Memorial sites serve as gathering places where families can come together to remember their ancestors. Many families make it a tradition to visit gravesites on birthdays, anniversaries, or holidays. These visits create opportunities for storytelling and sharing memories, fostering stronger family ties and keeping the legacy of the deceased alive for future generations. 3. Preserving Family History Gravestones and memorials often contain valuable genealogical information, including birth and death dates, names, and family connections. These details serve as critical records for those researching their ancestry. In a world where digital records can be lost or altered, physical memorials provide a lasting and reliable source of historical documentation. 4. Cultural and Religious Significance Across various cultures and religions, memorial sites are seen as sacred spaces that honor the deceased and reflect a family's heritage. In many traditions, visiting a loved one’s grave is a meaningful ritual that strengthens spiritual connections and maintains ancestral traditions. By preserving these sites, families ensure that cultural and religious practices continue to be observed and passed down through generations. 5. A Legacy for Future Generations Memorial sites serve as historical markers, giving future generations a place to learn about their roots. Children and grandchildren who visit these sites develop a sense of belonging and appreciation for their family’s past. This continuity strengthens identity and fosters a deeper understanding of one’s lineage. Conclusion Having a memorial site for loved ones is an invaluable tradition that provides comfort, strengthens family bonds, preserves history, and honors cultural heritage. These sites offer a sacred space for reflection and remembrance, ensuring that the stories and legacies of those who came before us are never forgotten. Whether through cemeteries, monuments, or dedicated memorials, maintaining a physical connection to our ancestors is a powerful way to keep their memory alive for generations to come.
By Allen Mortuaries Admin March 3, 2024
Dedicating a grave is not an every day occurence. In fact, most people have never dedicated a grave or will only do it once or twice in their lifetime. This short post is to help you know how to dedicate a grave should you ever have to perform this ordinance. Authorization for performing this ordinance is granted by a priesthood leader possessing the appropriate keys or operating under the guidance of someone holding those keys. The individual dedicating a grave is required to hold the Melchizedek Priesthood and receive authorization from the overseeing priesthood officer conducting the service. The process involves: Addressing Heavenly Father. Affirming that the action is carried out under the authority of the Melchizedek Priesthood. Dedication and consecration of the burial plot as the final resting place for the deceased. Offering a prayer requesting the sanctification and protection of the location until the Resurrection, where applicable. Seeking the Lord's comfort for the grieving family and expressing sentiments guided by the Spirit. Concluding the dedication in the name of Jesus Christ. Alternatively, at the family's preference, a graveside prayer may be substituted for a dedicatory prayer. In cases where a Church member's body undergoes cremation, the presiding officer is empowered to exercise judgment in deciding whether to dedicate the location where the ashes are preserved. Consideration is given to the family's wishes, local customs, and legal requirements. If dedication is chosen, the priesthood holder may tailor the instructions to align with those for dedicating a grave. 
By Allen Mortuaries Admin July 27, 2023
There are many reasons to pre-planning your final wishes – whether that’s a traditional funeral service or cremation. The following is a list of some of the benefits of planning ahead and why you should consider making your final wishes ahead of time.
By Drew November 22, 2021
Many families and friends who have lost loved ones this year or in previous years wish they could simply press pause on the grieving process during the holiday season. Have you caught yourself dreading the holidays knowing the weeks ahead will potentially be an emotionally draining time? Grief is unique to everyone and the way […] The post 8 Ways To Cope With Grief During The Holidays appeared first on Blog | Allen-Hall Mortuary - Logan, UT.
By Drew August 3, 2020
The following checklist is provided, to give you an idea of the details that need to be resolved after a loved one has died. This list is by no means exhaustive and should no take the place of consulting with legal and financial professionals.   What To Do Immediately After Someone Dies   Get a […] The post What To Do When Someone Dies: Checklist appeared first on Blog | Allen-Hall Mortuary - Logan, UT.
By Drew April 16, 2020
The health and safety of our families, guests, and employees is our top priority. With respect to the federal and local governments recommendations, we are still able to host visitations, gatherings, funerals, and memorials up to 10 people.   While we are still able to serve our community, we will discuss all available options with our […] The post Funeral & Graveside Services During COVID-19 Pandemic appeared first on Blog | Allen-Hall Mortuary - Logan, UT.
By Drew January 10, 2020
You’ve most likely heard of Medicaid. But how familiar with it are you?   Medicaid is the nation’s health insurance program. Most people will qualify for Medicaid based on work history. Surprisingly, a lot of wealthy people can qualify as well.    The purpose of Medicaid is to help people with healthcare needs who can’t […] The post Medicaid Spend Down Strategies appeared first on Blog | Allen-Hall Mortuary - Logan, UT.
By Drew November 25, 2019
  Military personnel or honorably discharged veterans are entitled to benefits. The following benefits may be available:   Death pension to the widow and minor children Reimbursement of part of the funeral expense to a funeral home or person who paid the bill Burial in National cemeteries Burial flag and grave markers   Wartime Veterans […] The post Veterans Benefits appeared first on Blog | Allen-Hall Mortuary - Logan, UT.
By Drew October 21, 2019
  “Is this what they would have wanted?” is an all too common question when families come to plan a funeral. Making your wishes clear ahead of time can prove to be a great comfort to loved ones.   What Is Pre-Planning?   Pre-planning is the process of planning your funeral arrangements in advance. It […] The post A Quick Guide to Pre-Arranged Funeral Planning appeared first on Blog | Allen-Hall Mortuary - Logan, UT.
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